Toolbox — For Training and Youth Work
All new tools in your inbox: Be the first to know about new tools for learning with our e-mail notifications.
Manual
Financial Skills Toolkit
Toolkit for youth financial literacy using non-formal methods. Includes role-play, simulations, case studies and games to help participants understand budgeting, spending, risk and financial decisions through practical activities.
Aims of the tool
The toolkit aims to strengthen financial literacy by providing practical methods that help participants understand and manage everyday financial decisions. It supports youth workers, educators and trainers in introducing financial education through engaging non-formal learning approaches. The tool encourages participants to reflect on their financial behaviour, build responsible money habits and develop confidence in making informed financial choices.
Description of the tool
This toolkit provides non-formal educational activities that make financial education practical and engaging. Through role-plays, simulations, case studies and reflective exercises, participants explore topics such as budgeting, saving, responsible credit use, investments and financial decision-making while connecting theory with real-life situations.
After using this toolkit, participants will be able to:
• understand basic financial concepts such as budgeting, saving and spending
• recognise financial risks related to loans, scams and impulsive decisions
• analyse financial situations and make more informed choices
• reflect on their personal financial habits and priorities
• develop confidence in discussing financial topics and planning financial goals
Available downloads:
Disclaimer
SALTO cannot be held responsible for the inappropriate use of these training tools. Always adapt training tools to your aims, context, target group and to your own skills! These tools have been used in a variety of formats and situations. Please notify SALTO should you know about the origin of or copyright on this tool.
Tool overview
http://toolbox.salto-youth.net/5508
This tool is for
The activities are designed primarily for young people, starting from youth groups, but they can be adapted for different age categories depending on the facilitator’s needs. The toolkit is suitable for: • young people and youth groups interested in financial literacy • youth workers, educators and trainers working in non-formal education • teachers and facilitators who want practical tools for financial education workshops.
and addresses
Peer education
It is recommended for use in:
Training and Networking
Materials needed:
The toolkit requires only basic materials commonly used in educational settings, such as printed worksheets, role cards, flipcharts, markers and sticky notes. Some activities may also use simple props or digital devices to access online tools and quizzes. Most activities need minimal preparation.
Duration:
The duration varies by activity. Short exercises take about 15–30 minutes, while simulations, role-plays or case studies may require 60–90 minutes. Activities can also be combined into longer workshops of 2–3 hours depending on the group and objectives.
Behind the tool
The tool was created by
Asociatia Today Social Skills - Craiova, Romania
in the context of
TC - KA153 Youth Financial Skills for Tomorrow
The tool has been experimented in
During the project mobility and the dissemination period
The tool was published to the Toolbox by
Bogdan Olari (on 30 April 2026)
and last modified
10 March 2026
Comments
No comments have been posted yet.
If you want to comment on this tool, you need to be signed in with your MySALTO account. Sign in now