Toolbox — For Training and Youth Work
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Manual
"Young Money Matters" – A Financial Literacy Educator for Youth
A free, colourful e-book helping young people identify their financial difficulties, understand key money concepts, and build a personal strategy to overcome financial challenges. Part of the "Money Matters" Erasmus+ KA153 project.
Aims of the tool
To support young people aged 15–30 in developing basic financial literacy skills by helping them identify their financial struggles, understand essential concepts such as budgeting, saving, and debt management, and take concrete steps toward financial independence and stability. The tool also aims to raise awareness about Erasmus+ opportunities and European values among young audiences.
Description of the tool
"Young Money Matters" is the youth-facing edition of a two-part toolkit developed during the "Money Matters: Training Youth Workers to Empower, Educate and Elevate" training course, an Erasmus+ KA153 Youth Workers Mobility project implemented by five European partner organisations from Romania, Italy, Poland, Spain, and Turkey.
This e-book was designed as a first step for young people who want to better understand their relationship with money but don't know where to begin. Written in clear, accessible language and presented in a colourful, visually engaging format, it serves as a practical starting point rather than a comprehensive financial guide.
Link for download https://aevr.ro/wp-content/uploads/2026/03/Young-Money-Matters.pdf
Available downloads:
Disclaimer
SALTO cannot be held responsible for the inappropriate use of these training tools. Always adapt training tools to your aims, context, target group and to your own skills! These tools have been used in a variety of formats and situations. Please notify SALTO should you know about the origin of or copyright on this tool.
Tool overview
http://toolbox.salto-youth.net/5543
This tool is for
Young people aged 15–30, particularly those with limited prior financial education, those facing economic barriers, or those working with youth organisations and non-governmental organisations across Europe.
and addresses
Social Inclusion
Materials needed:
The tool is a digital e-book (PDF format) and requires no additional materials. An internet connection or PDF reader is sufficient. Youth workers wishing to use it in workshops may benefit from printed copies and a projector for group discussions.
Duration:
The e-book can be read independently in approximately 30–60 minutes. When used as a facilitated workshop resource, sessions of 1.5 to 2 hours are recommended, allowing time for group reflection, discussion of the Wheel of Finances exercise, and peer sharing.
Behind the tool
The tool was created by
Unknown.
(If you can claim authorship of this tool, please contact !)
The tool was published to the Toolbox by
Misu Silvia (on 31 March 2026)
and last modified
22 March 2026
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